How We Keep Our Rates Low and Our Priorities With Our Clients.

As a company, we always strive to improve our process, from how we communicate to how we make the difficult decision of how much to fund. We also strive to be as transparent as possible, and we understand that not receiving the amount asked for can be frustrating. it doesn't happen with every case, but occasionally we advance our clients less than the amount they originally requested. We do this for a variety of reasons, but the largest reason is because we care about our clients’ long-term recovery. When we make our decision, we’re not sure how long a case is going to be in process, and even at our industry-low interest rates, the amount owed can add up. We want our clients to be able to cover their attorney’s fees, pay their outstanding bills, be able to payback their advance, and then still potentially have a considerable amount left over to better their well-being.

We also continually work to find ways to lower our rates. We’re very proud of being one of the lowest in the industry, and we’re able to do that because we’re cautious about overfunding. After 30 days and if new information about the case comes to light, we will always consider additional funding, but we want to make sure we’re doing the right thing for everyone involved. 

Not all Legal Funding Companies are created equal. 

When you think of Non-Recourse Advances and Legal Funding, what exactly comes to mind; do you think “a cash advance paid back monthly”, “a high-interest payday loan” or perhaps, “a scam”?

As a company that offers non-recourse advances, we tend to be inaccurately grouped with companies that actually fall into those categories. We never take monthly payments and are paid back only when the case is won, we only represent clients with pending lawsuits and never provide payday loans, and our interest rates are some of the lowest in the industry.

Sometimes, it can be confusing to tell the difference between us and our competitors due to their lack of transparency when it comes to rates and fees, and because of how the law works, specifically when it comes to the difference between a loan and a non-recourse advance, it’s very possible for legal funding companies to charge maximum finance rates near 100% Annually.

As a matter of fact, our largest competitor does just that. According to its website, buried in the terms and conditions, our competitor's advances can carry as much as a 98% annual rate. If a case takes too long to settle, you could end up owing them an outrageous portion of your settlement in interest alone.

At Buckeye Legal Funding, we believe in making sure that you get the assistance you need now, while also protecting your needs in the future. Our interest rates are comparable to the highly regulated credit card cash advances, and all of our rates and fees are fully transparent on our website. Again, you only pay us back if you win, and we work with your attorney to make sure that we’re not only serving your interests in the short-term but also for your long-term recovery.

What is the difference between a Payday Loan and a Non-Recourse Cash Advance through Buckeye Legal Funding?


After being struck in an accident, you may be injured, hurt and out of work. You often have bills pilling up for medical treatment, physical therapy, chiropractic care, vehicle repairs and general life expenses like paying rent or a mortgage while you are waiting to win your accident claim. You will often receive low-ball offers from the insurance company hoping to entice you to settle your claim for much less than it is worth because they know your bills are growing.

As this continues, you often start considering loans from family members, payday loans, car title loans and any other available options all of which can have high interest rates and must be paid back regardless of whether or not you win your injury case.

You may not be aware that you have another option that is repaid only if you win or recover money on your accident case. That option is a non-recourse cash advance from Buckeye Legal Funding.  

A non-recourse cash advance from Buckeye Legal Funding provides injury victims with an immediate cash payment while their injury claim is being pursued at rates much lower than that of payday loans and car title loans. A Buckeye Legal Funding cash advance is only repaid out of the successful recovery on your injury claim or lawsuit.

If you lose your case, you get to keep the full amount of a non-recourse advance from Buckeye Legal Funding. A non-recourse cash advance from Buckeye Legal Funding allows you to help pay your bills while having the comfort of knowing it does not have to be repaid if you do not win your case.

Here is a little more information about the differences between the two and a little clarification on what it is to be considered non-recourse.

NON-RECOURSE: Unfortunately, payday Loans and Non-Recourse Advances seem to be grouped together quite frequently, despite being vastly different in how they can help you. Most importantly is the character of repayment. A payday loan, as the name suggests, requires you to make payments as you receive income regardless of whether or not you have injuries, bills or other responsibilities that need paid. A non-recourse cash advance through Buckeye Legal Funding is only paid back once your case settles and only if you win. Essentially, the goal of the cash advance is to help you pay the debts that accidents create, whereas payday loans simply create more debt.

RATES: Payday loans also often carry very high interest rates that can triple or sometimes quadruple the amount of money you owe in a very short amount of time, and the terms of these rates are typically buried within the fine print.  The rates and fees for a non-recourse cash advance from Buckeye Legal Funding are transparent from the beginning, and they are designed to only cover a small percentage of your settlement so that when it finally does clear, you’re left with the resources to move on with your life. At the end of the day, that is the goal of any non-recourse cash advance through Buckeye Legal Funding; to help you move on and help you take care of what’s most important. 

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